Free Credit Card Checker

Verify, Validate & Check Credit Card Details Online

Welcome to our free online Credit Card Checker!

Our cc checker tool will tell you if the entered number belongs to a genuine credit card or debit card. It is a very useful tool that you can use to ensure transaction safety before running a card. It can be utilized by online sellers, retail stores, etc.

How to Use Credit Card Validator?

Using our cc validator is very easy and simple to verify the credit card's validity. Here is what you need to do:

1. First, open the Credit Card Validator and click on the input field.
2. Enter the entire credit card number. You can enter the number without any spaces or hyphens.
3. Click on the “Validate Credit Card” button to start the process.
4. The tool validates whether the credit card is genuine or not.

Here is a brief explanation of the various details that you can find in the results provided by our CC checker:

1. Luhn Algorithm Check: This field indicates whether the provided number passed the Luhn algorithm check or not.
2. MII (Major Industry Identifier): This field indicates the MII number of the provided card number. The MII is used to specify which industry the card belongs to, such as Traveling, Entertainment, Finance, and so on.
3. Bank Name: This field contains the name of the bank that has issued the card.
4. Bank Country: This field contains the country in which the bank is based.
5. BIN/IIN (Bank/Issuer Identification Number): This field contains the BIN code of the entered CC number. The BIN code comprises the first 6 to 8 digits of the card number.
6. PAN (Primary Account Number): This field contains the PAN number, which is the part of the credit card number that is unique to the particular account. This number also indicates the type of account that the card belongs to.
7. Network/Brand: This field indicates the network/brand that has issued the credit card.
8. Checksum: The checksum is the last digit of the CC number, which is used for the Luhn algorithm verification.

How Does Credit Card Checker Work | Understanding the Luhn Algorithm

Our credit card validator uses a number of different steps and methods to verify the provided credit card numbers. One of the main steps utilized by our tool is the Luhn algorithm.

The Luhn algorithm is a series of computations and calculations that are performed on a provided number to see if it conforms to a particular condition. Here is a detailed breakdown of the various steps that the Luhn algorithm comprises of.

1. First of all, every second digit (starting from the right) is doubled (multiplied by 2). If the result of this calculation for any number exceeds 9, the two digits are added together (for example 6 x 2 = 12 => 1 + 2 = 3).
2. After that, all the digits in the string are added together, i.e., the ones that have had the above calculation performed on them as well as the omitted ones.
3. If the total sum of all the numbers ends in a 0, then the Luhn algorithm is said to be satisfied.

The Luhn algorithm is one of the many steps through which a CC number can be verified. Other than that, our credit card checker also:

• Checks the MII digit to ensure that it matches with an existing industry
• Checks the BIN code and matches it with the ones in the database

Uses of Our Credit Card Validator

Here are some of the main uses of our credit card validator:

• To verify digital transactions: Online sellers and e-commerce merchants can use our cc checker to check customer card numbers before processing a payment. This will help them make sure that the card is legitimate and belongs to an actual bank.
• To check your own credit cards and find information related to them: If you only have your card number at hand, and not the actual card, you can find out the essential information about the latter by using our credit card validator. You will be able to find the name of the bank, the brand/network, etc., of your card.

Disclaimer and Notice of Caution

Our cc checker is made to help users verify credit card numbers and to find information related to them. However, it is not always 100% accurate. There are some instances where our tool may flag correct CC numbers as incorrect and vice versa.

It is also possible that our cc checker may provide incorrect details for the given CC numbers.

If you are conducting large transactions using a credit card, it is advisable to verify it by getting in touch with the bank. In other words, you can contact the issuing institute and ask them to verify the card before making the transaction.

FAQs

Is the Luhn algorithm validation the only thing that makes a CC number valid or invalid?

No, the Luhn algorithm validation is just one of the many things that makes a CC number valid. The BIN number and the MII (major industry identifier) number also have to be correct.

Can I check the validity of a credit card by using just the BIN number?

You can check the BIN number using the BIN validator. However, that will only show you the general details of the BIN code and not the specific card. To check a specific credit card, you need to enter the full CC number.

What should I do if the CC number is not valid?

If you are checking a credit card for a transaction and it shows up as not valid in our credit card checker, make sure to double check it by consulting the issuing bank. If the bank also confirms that the card is not valid (and is fraudulent), report the details so that action can be taken against it.

Does every credit card number have the same prefix and length?

No, every credit card number doesn’t have the same prefix and length. The format of the number changes depending on the brand and the issuing institution. Here is a list of the common credit card brands and their respective formats:

• AMEX: starts with 34 or 37 and has 15 numbers.
• Diners Club: starts with 300, 301, 302, 303, 36, or 38 and has 14 or 16 numbers.
• Discover: starts with 6011 and has 16 numbers.
• Enroute: starts with 2014 or 2149 and has 16 numbers.
• JCB: starts with 2100, 1800, 3088, 3096, 3112, 3158, 3337, or 3528 and has 16 numbers.
• MasterCard: starts with 51, 52, 53, 54, or 55 and has 16 numbers.
• Visa: starts with 4 and has 13 or 16 numbers.
• Voyager: starts with 8699 and has 13 or 16 numbers.

What does credit card “live” or “dead” means?

A “live” credit card is one that is legitimate and currently in use. A “dead” credit card is one that has expired and is no longer considered valid.