Credit Card Checker

Credit Card Validator - A Simple Card Validator to Check Credit Card Numbers

The free online credit card validator or CC live checker checks if the credit card is valid or invalid. Enter the credit card number. Click on the "Validate Now" button to validate a credit card.

How to use a credit card validator to validate a credit card number?

The online credit card validator does not require any premium version or registration. You can use our CC live checker anywhere without paying a single penny as long as you have internet access. You do not need to download any software on your device to use it freely. Moreover, this online CC detail checker supports all platforms; you can easily use it from Android, iOS, Windows, Linux, etc.

To use a credit card validator / CC validator, perform the following steps.

• Open the Credit Card Validator.
• Enter the "Credit Card Number" in the provided section.
• Click on the "Validate Now" button.
• The tool validates whether the credit card is genuine or not.

More online productivity tools are also available.

What is credit card validation?

The credit card number, or PAN (Primary Account Number), is the long number embossed on the front of your credit card. The number contains essential information strategically organized and internationally standardized. That information includes the cardholder's name, security code, account number, issuing bank name, and expiration date.

Credit card validation is the process of validating the genuineness of a credit card. That process gains importance as monetary affairs become sensitive.

The CC generator generates credit card numbers under specific protocols and rules. A merchant can validate the credit card number before accepting a customer's payment.

Several finance companies create various algorithms to validate a credit card. The practical use of these algorithms will allow you to validate whether the credit card is genuine.

The online CC checker gives you the room to validate the credit card at any time, at any place where you have internet access, in a split of seconds.

How can a credit card validator help in validating a credit card number?

The online credit card validator or CC validator assists you in validating a credit card in real-time. You can get the following information from the card validator online tool.

Major industry identifier (MII): Your credit card's first primary number is MII (Major Industry Identifier or Main Sector Identifier). That defines the industry in which the card is mainly used. The various MII numbers represent the following categories.

• • 0: ISO / TC 68 and other industry duties
  • 1: Airlines
  • 2: Airlines, finance, and other future industry duties
  • 3: Travel and leisure
  • 4: Banking and finance
  • 5: Finance and banking
  • 6: Sales and banking/finance
  • 7: Petroleum and other future industry tasks
  • 8: Healthcare, telecommunications, and other future industry tasks
  • 9: For the appointment of national standards bodies

BIN/IIN (Bank/Issuer Identification Number) check: The first six digits of the credit card number determine the institution that issued the card to the cardholder. The online CC checker allows you to extract information like your Bank Name, Bank Address, etc. If you only want to check bin separately, you can use a bin checker.

Personal account number check: The online tool allows you to verify your account number by entering your credit card number. You may know your account number is from digit seven to the final number minus the last one.

Luhn Algorithm Check: The CC validator uses the Luhn algorithm to validate the credit card number, also known as the MOD 10 algorithm. It's a formula that scientist Hans Peter Luhn develops at IBM.
To teach how that algorithm works manually, let's do an example.
Suppose we have a credit card number 347609692102916 and want to check whether it's a valid one.

• • Take the last digit 6. That is our check digit.
  • Take the rest of the sequence 34760969210291.
  • Double every other digit starting from the right 3,8,7,12,0,18,6,18,2,2,0,4,9,2.
  • Sum the digits of the products 12 = 1 + 2 = 3, same with 18, which gives you 9.
  • Add all the digits together 3+8+7+3+0+9+6+9+2+2+0+4+9+2 = 64.
  • Multiply the result by 9, 64 * 9 = 576.
  • Take the last digit of the result 6. If this matches the check digit, then we have a valid sequence.
  • Since our check digit 6 matches our result 6, we conclude this sequence is a valid credit card number.

Credit card prefix numbers check: Each credit card issuer has a varying credit card number length, usually 13, 14, 15, or 16 digits, and some even have 19 digits. The following list will help you understand the length of various cards.

• • AMEX: start with 34 or 37 and has 15 numbers.
  • Diners: start with 300, 301, 302, 303, 36, or 38 and has 15 numbers.
  • Discover: start with 6011 and has 16 numbers.
  • Enroute: start with 2014 or 2149 and has 16 numbers.
  • JCB 15: start with 2100 or 1800 and has 16 numbers.
  • JCB 16: start with 3088, 3096, 3112, 3158, 3337, or 3528 and has 16 numbers.
  • MasterCard: start with 51, 52, 53, 54, or 55 and has 16 numbers.
  • Visa: start with 4539, 4556, 4916, 4532, 4929, 40240071, 4485, 4716, or 4, and has 13 or 16 numbers.
  • Voyager: starts with 8699 and has 13 or 16 numbers.

FAQs

Is there any risk in using an online CC validator?

Monetary matters are always important and become more sensitive if managed by some online tools. But, there is NO such risk associated with our tool. We do not save any of your personal information. All the calculations are made in your browser. So your data remains secure with you.

Do we keep these credit card numbers?

Protecting user trust is our main priority. Our CC details checker does not keep any credit card number put for validation in our credit card or cc checker. Our credit card validator only validates the card number using standardized validation protocols.

Is there any alternative method other than Luhn Algorithm to validate the credit card number manually?

There is another method, and it's simple to use.

Suppose we have a credit card number 347609692102916 and want to check whether it's an actual credit card number.

• Double every second digit from the rightmost 3,8,7,12,0,18,6,18,2,2,0,4,9,2,6.
• Sum the digits of the products 12 = 1 + 2 = 3, same with 18, which gives you 9.
• Add all the digits together 3+8+7+3+0+9+6+9+2+2+0+4+9+2+6 = 70.
• The credit card number is valid if the sum is a multiple of 10.

What safety tips can we use to protect our credit card and PIN?

The following points are not limited to credit cards. You can apply to all the institutional cards you can use for financial transactions.

• Sign your credit card as soon as you receive it.
• Take care of your credit card like your cash currency.
• Protect your PIN. Memorize it. Never write it down.
• Always return your credit card from the salesperson or the waiter whenever you use it.
• Shred receipts containing your account information, especially when you do not need it.
• Frequently review your account statement to ensure it includes all your transactions.
• Make a list of your credit card numbers and customer support numbers in your phonebook so you can immediately contact them in case of any emergency.
• Consider filing a police report in case of any theft.
• Do not use the public wireless connection for financial transactions.
• While making an online purchase, prefer the brand's website or purchase from a well-known online store like Amazon or Alibaba.